CTRN Citi Trends Inc

Overview and Growth

In fiscal 2025, Citi Trends Inc recorded $819.96M of revenue, net income of $5.21M, and an operating cash inflow of $20.95M. The $819.96M revenue base provides substantial context for the company’s earnings, cash generation, and capital requirements. Revenue was 8.9% above fiscal 2024 revenue of $753.08M, marking a year-over-year increase. Diluted earnings per share were $0.63, translating the period’s attributable earnings into the amount reported for each diluted share. Asset turnover was 1.74x, relating the company’s annual revenue directly to the total assets reported at the period end.

Profitability

Gross profit was $324.64M, representing the portion of revenue remaining after the reported cost of revenue and before operating expenses. Gross profit represented 39.6% of revenue, showing how much of the top line remained after direct costs. The reported operating result was $3.85M, capturing profitability after direct costs and the operating expenses reflected in the statements. Operating margin measured 0.5%, showing the portion of revenue preserved after the full set of operating costs. After all reported below-operating-line items, the company recorded net income of $5.21M for the fiscal year. Measured against reported revenue, net income produced a 0.6% margin after operating costs and the remaining recognized items. Pretax income was $5.50M, isolating the reported earnings outcome before the income-tax provision recognized for the fiscal year. Pretax income represented 0.7% of revenue, placing earnings before tax in the context of the company’s operating scale. The company recognized $296.00K of income tax for the period, completing the transition from pretax income to net income. Relative to pretax income, the tax provision measured 5.4%, quantifying the portion of pre-tax earnings paid in income tax. Return on period-end equity was 4.5%, relating annual net income to the equity capital on the balance sheet. The net-income-to-assets relationship measured 1.1%, showing earnings relative to the full balance sheet.

Liquidity and Capital Structure

At period end, the $471.17M asset base was financed through $354.85M of liabilities and $116.32M of equity. The near-term balance sheet paired $193.05M of current assets with $173.41M of current liabilities at the reporting date. The current ratio was 1.11x, with current assets exceeding current liabilities and providing a short-term liquidity cushion. Reported cash and equivalents were $66.09M, separating immediately recognizable cash resources from the rest of the current-asset base. Measured only with cash and equivalents, coverage of current liabilities was 38.1%, excluding receivables and other current assets. Liabilities represented 75.3% of total assets, quantifying the liability-funded share of the company’s resource base. The cash-to-assets relationship was 14.0%, comparing reported cash and equivalents with the full positive asset balance. The asset base changed 1.8% from $462.77M in fiscal 2024, leaving current total assets higher year over year. Book equity was 2.8% higher than fiscal 2024 equity of $113.18M, showing how shareholder capital changed year over year.

Cash Flow and Earnings Quality

Operating activities produced a cash inflow of $20.95M, giving the cash-flow counterpart to the accrual-based profit measures reported for the year. Against net income, operating cash flow measured 4.02x, showing the relationship between accrual earnings and operating cash. Capital spending was $20.33M, absorbing part of the cash generated from operations before free cash flow. Capital expenditures represented 97.0% of operating cash flow, leaving the remainder available as free cash flow. Free cash flow came to $624.00K, leaving a positive amount after capital expenditures. Relative to revenue, free cash flow equaled 0.1%, showing how much sales converted into cash after investment. Free cash flow equaled 0.1% of total assets, relating post-investment cash generation to the company’s resource base.

Based on the annual report for the fiscal year ending Jan 31, 2026. Analysis generated Oct 21, 2026.