EG EVEREST GROUP, LTD.

Overview and Growth

In fiscal 2025, EVEREST GROUP, LTD. recorded $17.50B of revenue, net income of $1.59B, and an operating cash inflow of $3.07B. The $17.50B revenue base provides substantial context for the company’s earnings, cash generation, and capital requirements. Compared with $17.28B in fiscal 2024, revenue recorded a 1.2% year-over-year increase. Diluted earnings per share were $37.80, translating the period’s attributable earnings into the amount reported for each diluted share. Against diluted EPS of $31.78 in fiscal 2024, the current result was 18.9% higher. A diluted share base of 41.60M links the aggregate earnings figure to diluted EPS and helps frame the per-share comparison. Diluted shares moved 2.6% from 42.70M in fiscal 2024, leaving the current share base lower year over year. At period end, total assets were $62.51B, framing the scale of the company’s operating and financing commitments. Revenue equaled 0.28x of total assets, indicating how much reported top-line activity the company produced relative to its period-end asset base.

Profitability

The bottom-line result was net income of $1.59B, after the operating, financing, tax, and other items recognized for the period. Measured against reported revenue, net income produced a 9.1% margin after operating costs and the remaining recognized items. Pretax income was $1.89B, isolating the reported earnings outcome before the income-tax provision recognized for the fiscal year. Measured against revenue, pretax income equaled 10.8%, adding a pre-tax profitability layer between revenue and net income. The reported income-tax provision was $296.00M, the amount recognized between pretax income and the final net-income result. The effective relationship between income tax and positive pretax income was 15.7%, without assuming a statutory-rate comparison. The relationship between net income and period-end equity was 10.3%, indicating the profitability achieved on book capital. Return on period-end assets was 2.5%, connecting net income with the company’s total asset base. Current net income of $1.59B was above fiscal 2024 net income of $1.37B, showing the direction of the bottom-line change.

Liquidity and Capital Structure

The company held $62.51B of assets against $47.05B of liabilities and $15.46B of equity, revealing how the asset base was financed. The company held $1.32B in cash and equivalents, a narrower liquidity measure than total current assets. Equity equaled 24.7% of assets, showing the shareholder-capital layer within the company’s balance sheet. Relative to total assets, liabilities measured 75.3%, complementing the separate equity-based view of the company’s capital structure. Measured against total assets, cash and equivalents represented 2.1%, a balance-sheet composition measure rather than a liquidity forecast. Total assets were 11.0% higher than fiscal 2024 assets of $56.34B, measuring the company’s own balance-sheet change. Against $13.88B of equity in fiscal 2024, the current book-equity balance moved 11.4% and ended higher. Compared with $1.55B in fiscal 2024, the current cash balance moved 14.9% and finished lower.

Cash Flow and Earnings Quality

The company reported $3.07B of operating cash flow, a cash inflow that shows the cash generated by operations. Operating cash flow equaled 1.93x of net income, showing how strongly accounting earnings converted into cash from operations. Compared with $4.96B in fiscal 2024, current operating cash flow of $3.07B was below the prior result.

Based on the annual report for the fiscal year ending Dec 31, 2025. Analysis generated Oct 21, 2026.